Penske is our friend!

From: Mail List <mail.list_at_analog-and-digital-solutions.com>
Date: Sun Mar 16 21:28:00 2003

Hey Guy's,

I hate to rain on your parade but ...

>> If I part the computers out and sell everything on ebay or, worse,
>> for gold and scrap value, would that make me eligible for the
>> business rate?

>Yes.

WRONG. Getting a business license is what would make you eligible
for the business rate.

> One of the aspects of these deals is that there is a far greater risk
> of truck/person/property damage if the driver is using the truck for
> personal reasons.

A well run business would pay what it cost to do the job right and chalk up
the expenses involved as the cost of doing business. A business would be
more concerned with liability and personal injury than many a personal user
ever would. Do you remember about a year to a year and a half ago when
someone on this list rented what was probably the lowest cost truck they
could fit their stuff into, then overloaded it, and broke down. Busted an axle
as I recall. Could have had an accident or even killed someone. That's how
too many a personal user would do it, and the rental company and their
insurance carrier very well know it through experience.







At 09:50 PM 3/16/03 -0500, you wrote:
> > Hmm, your notion of "fraudulent" sounds kind of harsh. I may not
> > have the same knowledge background in this business that you have. I
> > don't want to be a crook here so if you think I'm wrong, please help.
>
>OK, I am sorry if I was a bit harsh.
>
> > They have two rate schedules, the private one being more than
> > twice as much per mile than the business rate. Why is that so?
>
>When I started getting trucks for business, I asked why as well. From
>what I was told by the Ryder agent, it is an insurance issue. The
>insurance companies make deals with the rental firms. One of the aspects
>of these deals is that there is a far greater risk of
>truck/person/property damage if the driver is using the truck for
>personal reasons. I suppose they figure that when the trucks are used for
>business use, chances are the guy driving it has more experience. I can
>see their point - driving a 24 foot straight, full of stuff, can be a
>handful, and I have certainly seen some individuals that probably should
>not have tried it! If you are renting for business, chances are you have
>rented before. Remember, the insurance business is all about probablities
>and statistics.
>
> > Why should someone who carries those computers away for a profit
> > pay only half as much as one who carry these things away for the
> > fun of it?
>
>The easy way to get around this is to form an organization.
>
> > If I part the computers out and sell everything on ebay or, worse,
> > for gold and scrap value, would that make me eligible for the
> > business rate?
>
>Yes.
>
> > Who am I hurting by saying that I want the business rate and
> > telling them the truth about what I do?
>
>The insurance companies. OK, they might deserve it, but it still is not
>right to cheat them.
>
> > As a conclusion let's put is this way: when asked the question if
> > I am private or business I simply don't accept the fact that I
> > should be paying twice as much if I answer a certain way. So I
> > negociate a better rate without really lying about anything.
> > So, I am just sharing with you the experience that there is
> > opportunity for us to negotiate. And that I think that Penske is
> > the best shop for our trucking needs. Still think I'm committing
> > fraud? If so, please explain.
>
>It is all a "letter of the law" over "spirit of the law" issue.
>
>William Donzelli
>aw288_at_osfn.org
Received on Sun Mar 16 2003 - 21:28:00 GMT